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9 Option Values for Field [HMDA.X22] in Encompass 17.2

Option Value Display Text
Collateral 4. Collateral
Credit application Incomplete 7. Credit application incomplete
Credit history 3. Credit history
Debt to Income Ratio 1. Debt-to-income ratio
Employment history 2. Employment history
Insufficient Cash 5. Insufficient cash (downpayment, closing costs)
Mortgage insurance denied 8. Mortgage insurance denied
Other 9. Other
Unverifiable Information 6. Unverifiable information