Type |
Field ID |
Format |
Opts |
Description |
First |
Chng |
Standard |
3631 |
STRING |
2 |
FHA Management Eligibility Assessment |
8.1 |
|
Standard |
AUS.X120 |
STRING |
|
AUS Tracking - Freddie Mac - Purchase Eligibility |
9.1 |
16.1 |
Standard |
AUS.X182 |
STRING |
|
AUS Tracking - Freddie Mac LQA - Purchase Eligibility Result |
16.2 |
|
Standard |
AUSF.X61 |
STRING |
3 |
Collateral Rep and Warranty Relief Eligibility Type |
17.3 |
|
Standard |
AUSF.X62 |
STRING |
|
AUS Tracking - Freddie Mac LPA - Asset Representation And Warranty Relief Eligibility Type |
18.1 |
|
Virtual |
AUSTRACKING.AUS.X120 |
STRING |
|
Last Snapshot - AUS Tracking - Freddie Mac - Purchase Eligibility |
15.1 |
15.2 16.1 |
Virtual |
AUSTRACKING.AUS.X182 |
STRING |
|
Last Snapshot - AUS Tracking - Freddie Mac LQA - Purchase Eligibility Result |
16.2 |
|
Standard |
CD1.X68 |
YN |
2 |
Closing Disclosure - Changed Circumstance - Eligibility |
15.1 |
|
Virtual |
DISCLOSEDCD.REASONCHANGEDCIRCUMSTANCEELIGIBILITY |
STRING |
|
CD Reason - Changed Circumstance - Eligibility? |
15.1 |
|
Virtual |
DISCLOSEDLE.REASON_CHANGEDCIRCUMSTANCE_ELIGIBILITY |
STRING |
|
LE Reason - Changed Circumstance - Eligibility? |
15.1 |
|
Standard |
LE1.X79 |
YN |
2 |
Changed Circumstance - Eligibility |
15.1 |
|
Standard |
QM.X1 |
STRING |
2 |
ATR/QM - Non-Stardard to Standard Refinance Eligibility - This Loan may or may not be eligible for the Non-Standard to Standard Refinance exception to ATR QM |
9.1 |
|
Standard |
QM.X10 |
INTEGER |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Interest Only Months |
9.1 |
|
Standard |
QM.X100 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Child Support |
9.1 |
|
Standard |
QM.X101 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Safe Harbor Eligibility |
9.1 |
|
Standard |
QM.X102 |
DECIMAL_3 |
|
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Calculated Threshold |
9.1 |
|
Standard |
QM.X103 |
YN |
2 |
ATR QM - Eligibility - Transaction is exempt from Reg. Z Ability-to-Repay requirements |
9.1 |
|
Standard |
QM.X104 |
YN |
2 |
ATR QM - Eligibility - Creditor Type |
9.1 |
|
Standard |
QM.X105 |
STRING |
4 |
ATR QM - Eligibility - Creditor Type Description |
9.1 |
|
Standard |
QM.X106 |
YN |
2 |
ATR QM - Eligibility - Loan Program |
9.1 |
|
Standard |
QM.X107 |
STRING |
10 |
ATR QM - Eligibility - Loan Program Description |
9.1 |
|
Standard |
QM.X108 |
YN |
2 |
ATR QM - Eligibility - Unit Count |
9.1 |
|
Standard |
QM.X11 |
DATE |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Interest Only Recast Date |
9.1 |
|
Standard |
QM.X110 |
YN |
2 |
ATR QM - Eligibility - Credit Type |
9.1 |
|
Standard |
QM.X12 |
DECIMAL_2 |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Fully Amortized Monthly payment after Interest Only Recast |
9.1 |
|
Standard |
QM.X13 |
DATE |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Neg. Am Recast Date |
9.1 |
|
Standard |
QM.X14 |
DECIMAL_2 |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Fully Amortized Monthly payment after Neg. Am Recast |
9.1 |
|
Standard |
QM.X15 |
DATE |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - First Pmt Due Date after recast |
9.1 |
|
Standard |
QM.X16 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Is the Consumer likely to Default at the Recast Payment Amount? |
9.1 |
|
Standard |
QM.X17 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Is the Interest Rate fixed for at least 5 years? |
9.1 |
|
Standard |
QM.X18 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Does the New Monthly payment decrease by 10% or more? |
9.1 |
|
Standard |
QM.X19 |
DECIMAL_2 |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Difference between recast monthly payment and new payment |
9.1 |
|
Standard |
QM.X2 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - Refinance with Original Creditor |
9.1 |
|
Standard |
QM.X20 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Does the New Loan have deferred Principal payments? |
9.1 |
|
Standard |
QM.X21 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Points and Fees Threshold met? |
9.1 |
|
Standard |
QM.X22 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Is the New loan likely to prevent the Consumers default? |
9.1 |
|
Standard |
QM.X23 |
STRING |
4 |
ATR QM - Eligibility - Ability-to-Repay Loan Type |
9.1 |
|
Standard |
QM.X24 |
STRING |
6 |
ATR QM - Eligibility - Qualified Mortgage Loan Type |
9.1 |
14.2 |
Standard |
QM.X25 |
STRING |
3 |
ATR QM - Eligibility - Is Loan Eligible for Safe Harbor? |
9.1 |
|
Standard |
QM.X26 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Status of Eligibility |
9.1 |
|
Standard |
QM.X27 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Debt to Income Ratio |
9.1 |
|
Standard |
QM.X28 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Residual Income |
9.1 |
|
Standard |
QM.X29 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Covered Loan |
9.1 |
|
Standard |
QM.X3 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - Has the Consumer had more than one 30-day Late Mortgage Payment in the last 12 Months? |
9.1 |
|
Standard |
QM.X30 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Simultaneous Loan |
9.1 |
|
Standard |
QM.X31 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Mtg. Related Obligations |
9.1 |
|
Standard |
QM.X33 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Employment |
9.1 |
|
Standard |
QM.X338 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Monthly Covered Loan Payment |
9.1 |
|
Standard |
QM.X339 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Monthly Simultaneous Loan Payment |
9.1 |
|
Standard |
QM.X34 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Income |
9.1 |
|
Standard |
QM.X340 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Monthly Mortgage Related Obligations |
9.1 |
|
Standard |
QM.X341 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Debt Obligations |
9.1 |
|
Standard |
QM.X342 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Child Support Obligations |
9.1 |
|
Standard |
QM.X343 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Alimony Obligations |
9.1 |
|
Standard |
QM.X344 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Current Employment Status |
9.1 |
|
Standard |
QM.X345 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Current or Expected Income |
9.1 |
|
Standard |
QM.X346 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Current or Expected Assets |
9.1 |
|
Standard |
QM.X347 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Credit History |
9.1 |
|
Standard |
QM.X348 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Debt to Income Ratio |
9.1 |
|
Standard |
QM.X349 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Residual Income |
9.1 |
|
Standard |
QM.X35 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Assets |
9.1 |
|
Standard |
QM.X350 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Simultaneous Loan |
9.1 |
|
Standard |
QM.X351 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Credit History |
9.1 |
|
Standard |
QM.X36 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Debt Obligations |
9.1 |
|
Standard |
QM.X37 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Alimony |
9.1 |
|
Standard |
QM.X38 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Child Support |
9.1 |
|
Standard |
QM.X39 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Credit History |
9.1 |
|
Standard |
QM.X4 |
DATE |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Date of last monthly payment |
9.1 |
|
Standard |
QM.X40 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Status of Eligibility |
9.1 |
|
Standard |
QM.X41 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Loan Term |
9.1 |
|
Standard |
QM.X42 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Interest Only |
9.1 |
|
Standard |
QM.X43 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Negative Amortization |
9.1 |
|
Standard |
QM.X44 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Balloon Payment |
9.1 |
|
Standard |
QM.X45 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Prepayment Penalty |
9.1 |
|
Standard |
QM.X46 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Points and Fees Limit |
9.1 |
|
Standard |
QM.X47 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Debt to Income Ratio |
9.1 |
|
Standard |
QM.X48 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Residual Income |
9.1 |
|
Standard |
QM.X49 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Covered Loan |
9.1 |
|
Standard |
QM.X5 |
DATE |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Written Application Date |
9.1 |
|
Standard |
QM.X50 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Simultaneous Loan |
9.1 |
|
Standard |
QM.X51 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Mtg. Related Obligations |
9.1 |
|
Standard |
QM.X53 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Employment |
9.1 |
|
Standard |
QM.X54 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Income |
9.1 |
|
Standard |
QM.X55 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Assets |
9.1 |
|
Standard |
QM.X56 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Debt Obligations |
9.1 |
|
Standard |
QM.X57 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Alimony |
9.1 |
|
Standard |
QM.X58 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Child Support |
9.1 |
|
Standard |
QM.X59 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Credit History |
9.1 |
|
Standard |
QM.X6 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - Will this refinance cause the Principal Balance to increase? |
9.1 |
|
Standard |
QM.X60 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Safe Harbor Eligibility |
9.1 |
|
Standard |
QM.X61 |
DECIMAL_3 |
|
ATR QM - Eligibility - Standard Qualified Mortgage - Calculated Threshold |
9.1 |
|
Standard |
QM.X62 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Status of Eligibility |
9.1 |
|
Standard |
QM.X63 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Loan Term |
9.1 |
|
Standard |
QM.X64 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Interest Only |
9.1 |
|
Standard |
QM.X65 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Negative Amortization |
9.1 |
|
Standard |
QM.X66 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Balloon Payment |
9.1 |
|
Standard |
QM.X67 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Prepayment Penalty |
9.1 |
|
Standard |
QM.X68 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Points and Fees Limit |
9.1 |
|
Standard |
QM.X69 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Debt to Income Ratio |
9.1 |
|
Standard |
QM.X7 |
INTEGER |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - First Change/Recast |
9.1 |
|
Standard |
QM.X70 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Residual Income |
9.1 |
|
Standard |
QM.X71 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Covered Loan |
9.1 |
|
Standard |
QM.X72 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Simultaneous Loan |
9.1 |
|
Standard |
QM.X73 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Mtg. Related Obligations |
9.1 |
|
Standard |
QM.X75 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Employment |
9.1 |
|
Standard |
QM.X76 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Income |
9.1 |
|
Standard |
QM.X77 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Assets |
9.1 |
|
Standard |
QM.X78 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Debt Obligations |
9.1 |
|
Standard |
QM.X79 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Alimony |
9.1 |
|
Standard |
QM.X8 |
DATE |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - ARM Recast Date |
9.1 |
|
Standard |
QM.X80 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Child Support |
9.1 |
|
Standard |
QM.X81 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Credit History |
9.1 |
|
Standard |
QM.X82 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Safe Harbor Eligibility |
9.1 |
|
Standard |
QM.X83 |
DECIMAL_3 |
|
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Calculated Threshold |
9.1 |
|
Standard |
QM.X84 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Status of Eligibility |
9.1 |
|
Standard |
QM.X85 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Loan Term |
9.1 |
|
Standard |
QM.X86 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Interest Only |
9.1 |
|
Standard |
QM.X87 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Negative Amortization |
9.1 |
|
Standard |
QM.X88 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Balloon Payment |
9.1 |
|
Standard |
QM.X89 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Prepayment Penalty |
9.1 |
|
Standard |
QM.X9 |
DECIMAL_2 |
|
ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - ARM Recast Monthly Payment |
9.1 |
|
Standard |
QM.X90 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Points and Fees Limit |
9.1 |
|
Standard |
QM.X91 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Debt to Income Ratio |
9.1 |
|
Standard |
QM.X92 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Residual Income |
9.1 |
|
Standard |
QM.X93 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Covered Loan |
9.1 |
|
Standard |
QM.X94 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Mtg. Related Obligations |
9.1 |
|
Standard |
QM.X96 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Income |
9.1 |
|
Standard |
QM.X97 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Assets |
9.1 |
|
Standard |
QM.X98 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Debt Obligations |
9.1 |
|
Standard |
QM.X99 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Alimony |
9.1 |
|
Standard |
TQL.X89 |
STRING |
|
GSE Rep and Warrant Tracker - LPA Purchase Eligibility |
19.1 |
|
Standard |
URLA.X19 |
YN |
2 |
Borr Spousal VABenefits Eligibility Indicator |
19.1 |
|
Standard |
URLA.X20 |
YN |
2 |
Co-Borr Spousal VABenefits Eligibility Indicator |
19.1 |
|