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08/22/2019 23:41 refi 105
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08/22/2019 23:41 refi 105
08/22/2019 23:40 641 12
08/22/2019 23:40 FE0110 1
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08/22/2019 23:40 VEND.X177 1
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08/22/2019 23:40 1017 6
08/22/2019 23:40 compensation 167
08/22/2019 23:40 va 1,048
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08/22/2019 23:40 2305 2
08/22/2019 23:40 ot 3,735
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08/22/2019 23:40 op 1,858
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08/22/2019 23:39 Co-bor 582
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08/22/2019 23:39 Closing Disclosu 1,015
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08/22/2019 23:37 9 9,440
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08/22/2019 23:32 SC 9,710
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08/22/2019 23:31 0108 2
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08/22/2019 23:30 loan t 1,719
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08/22/2019 23:22 buy side 3,253
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08/22/2019 23:22 Pre 6,707
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08/22/2019 23:21 VEND.X501 1
08/22/2019 23:21 3050 2
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08/22/2019 23:21 Trans details Loan Purpose 18
08/22/2019 23:21 eDiscl 47
08/22/2019 23:20 LE date 327
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08/22/2019 23:20 tran det 436
08/22/2019 23:20 X1443 3
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08/22/2019 23:20 USDA - Have You Ever Obtain 4
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08/22/2019 23:19 Compensation Credit Amount Line 1 4
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08/22/2019 23:14 Hm 136
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08/22/2019 23:14 USDA.X1 106
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08/22/2019 23:11 oc 16,518
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08/22/2019 23:10 sales price 9
08/22/2019 23:10 24 1,862
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08/22/2019 23:10 Estimat 348
08/22/2019 23:10 3120 2
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08/22/2019 23:08 Fees 1,884
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08/22/2019 23:08 4 12,992
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08/22/2019 22:57 as 9,281
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08/22/2019 22:57 MI Co 631
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08/22/2019 22:57 LOCK 13,956
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08/22/2019 22:47 Borrower Loan Amount 7
08/22/2019 22:47 Lender Case 1
08/22/2019 22:47 cd3.x136 1
08/22/2019 22:47 L143 1
08/22/2019 22:47 PROPERTY 620
08/22/2019 22:47 1514 3
08/22/2019 22:47 EXISTING LOA 77
08/22/2019 22:47 Vend.x263 1
08/22/2019 22:46 cer 372
08/22/2019 22:46 targ 13
08/22/2019 22:46 Borrower In 1,635
08/22/2019 22:46 intended property 2
08/22/2019 22:46 notices.x83 1
08/22/2019 22:46 800 365
08/22/2019 22:46 most 4,857
08/22/2019 22:46 Transaction Fees 2
08/22/2019 22:46 Closingcost 15
08/22/2019 22:46 1452 14
08/22/2019 22:45 asset 124
08/22/2019 22:45 line 1 5,287
08/22/2019 22:45 denial.x12 1
08/22/2019 22:45 qm.x135 1
08/22/2019 22:45 424 37
08/22/2019 22:45 loanprog 8
08/22/2019 22:45 paid by seller 407
08/22/2019 22:45 4004 3
08/22/2019 22:45 co- 1,405
08/22/2019 22:44 F 15,298
08/22/2019 22:44 4004 3
08/22/2019 22:44 Fannie MAe 283
08/22/2019 22:44 ES 15,136
08/22/2019 22:44 special feature code 1
08/22/2019 22:44 va veteran loan code 1
08/22/2019 22:44 SE 16,934
08/22/2019 22:44 NEWHUD.X1177 1
08/22/2019 22:44 annual 73
08/22/2019 22:44 l134 1
08/22/2019 22:44 Expires 125
08/22/2019 22:43 4017 2
08/22/2019 22:43 Mortgage Credit 30
08/22/2019 22:43 NEWHUD.X80 12
08/22/2019 22:43 existing liens 10
08/22/2019 22:43 value 247
08/22/2019 22:43 real estate agent 2
08/22/2019 22:43 le3.x21 1
08/22/2019 22:43 lr count 14
08/22/2019 22:43 des 4,618
08/22/2019 22:43 fr 1,017
08/22/2019 22:43 no co 349
08/22/2019 22:43 escrow am 70
08/22/2019 22:42 Commu 12
08/22/2019 22:42 Financed P 139
08/22/2019 22:42 Fm0024 1
08/22/2019 22:42 REO 5
08/22/2019 22:42 new hud x78 21
08/22/2019 22:42 VEND.X144 1
08/22/2019 22:42 Ne 9,279
08/22/2019 22:42 rate lock (most rece 5,532
08/22/2019 22:42 other income 89
08/22/2019 22:42 onrp 73
08/22/2019 22:42 1032 6
08/22/2019 22:42 mi 1,181
08/22/2019 22:41 address Type 22
08/22/2019 22:41 expense 107
08/22/2019 22:41 CD2.XSTA 1
08/22/2019 22:41 CD. 59
08/22/2019 22:41 undisco 27
08/22/2019 22:41 ar 5,872
08/22/2019 22:41 ULDD.TotalMortgagedPropert 1
08/22/2019 22:41 HMDA X36 1
08/22/2019 22:41 DISCLOSURE.X57 9
08/22/2019 22:41 CO-BORROWER ADDR 10
08/22/2019 22:41 impounds 35
08/22/2019 22:41 income 603
08/22/2019 22:41 lock (Most recent) 4,457
08/22/2019 22:40 expenses other 19
08/22/2019 22:40 FM0019 1
08/22/2019 22:40 Lock expiration date 27
08/22/2019 22:40 4029 2
08/22/2019 22:40 SECONDARY FINANCIN 1
08/22/2019 22:40 property county 29
08/22/2019 22:40 taxes 60
08/22/2019 22:40 pre approved 12
08/22/2019 22:40 Hmda 121
08/22/2019 22:40 cd5.x8 1
08/22/2019 22:40 DISCLOSEDGFE.SN 204
08/22/2019 22:40 CD5.X14 1
08/22/2019 22:39 disclosure.x504 1
08/22/2019 22:39 Construction compl 1
08/22/2019 22:39 file contacts loan officer 6
08/22/2019 22:39 estimated closing 10
08/22/2019 22:39 Prev A 7,118
08/22/2019 22:39 VEND.X134 1
08/22/2019 22:39 lockdays 1
08/22/2019 22:38 debt to 34
08/22/2019 22:38 closing.ntendrs 28
08/22/2019 22:38 decision 21
08/22/2019 22:38 newhud.x351 2
08/22/2019 22:38 1106 5
08/22/2019 22:38 PurchaseDate 2
08/22/2019 22:38 Credit Request 21
08/22/2019 22:38 Seller Lender 2
08/22/2019 22:38 ES 17,173
08/22/2019 22:38 itemization 107
08/22/2019 22:38 Trans Details est closing date 13
08/22/2019 22:37 Tila 2
08/22/2019 22:37 apply 32
08/22/2019 22:37 DISCLOSURE.X687 1
08/22/2019 22:37 circumstance 43
08/22/2019 22:37 FM1084.X13 11
08/22/2019 22:37 57 437
08/22/2019 22:37 selle 1,954
08/22/2019 22:37 le 5,849
08/22/2019 22:37 expense 107
08/22/2019 22:37 rate lock confirmed 1,145
08/22/2019 22:37 expense mortgage 1
08/22/2019 22:37 disb 97
08/22/2019 22:36 loan c 1,430
08/22/2019 22:36 Model 12
08/22/2019 22:36 CD3.X1509 1
08/22/2019 22:36 NEWHUD.X123 12
08/22/2019 22:36 rent 412
08/22/2019 22:36 FE0105 1
08/22/2019 22:36 first payment date 11
08/22/2019 22:36 miscellaneous 14
08/22/2019 22:36 End Date 58
08/22/2019 22:36 Trans Details Application Taken By 3
08/22/2019 22:36 FM1084. 181
08/22/2019 22:36 all conditions of approval 1
08/22/2019 22:36 cd3.x310 1
08/22/2019 22:36 3288 2
08/22/2019 22:36 323 30
08/22/2019 22:35 CD1.X18 1
08/22/2019 22:35 ssn 173
08/22/2019 22:35 denial.x49 1
08/22/2019 22:35 case nu 4
08/22/2019 22:35 176 57
08/22/2019 22:35 EXEMPT 6
08/22/2019 22:35 writt 19
08/22/2019 22:35 with 91
08/22/2019 22:35 4192 1
08/22/2019 22:35 be 1,003
08/22/2019 22:34 Na 3,496
08/22/2019 22:34 sum 327
08/22/2019 22:34 Mar 2,191
08/22/2019 22:34 NEWHUD.X704 1
08/22/2019 22:34 Con 2,987
08/22/2019 22:34 4085 2
08/22/2019 22:34 DISCL 2,747
08/22/2019 22:34 Assistant 2
08/22/2019 22:34 3332 2
08/22/2019 22:33 coborrower address 10
08/22/2019 22:33 extend lock 85
08/22/2019 22:33 4236 2
08/22/2019 22:33 POS 354
08/22/2019 22:33 taken 6
08/22/2019 22:32 SUMMARY AMOUNT 4
08/22/2019 22:32 Apprais 143
08/22/2019 22:32 Account Number 24
08/22/2019 22:32 qm.x135 1
08/22/2019 22:32 cumulated 12
08/22/2019 22:32 x21 249
08/22/2019 22:32 denial.x12 1
08/22/2019 22:32 Lender Name 37
08/22/2019 22:32 ira 58
08/22/2019 22:31 sign date 28
08/22/2019 22:31 respa 27
08/22/2019 22:31 Mortgage Type 13
08/22/2019 22:31 fanni 319
08/22/2019 22:31 rcvd 11
08/22/2019 22:31 Period 97
08/22/2019 22:31 north carolina 16
08/22/2019 22:31 previous employ 114
08/22/2019 22:31 ba 9,739
08/22/2019 22:30 Action 46
08/22/2019 22:30 newhud.x301 1
08/22/2019 22:30 GSEVENDOR 58
08/22/2019 22:30 employ phone 6
08/22/2019 22:30 eligibi 133
08/22/2019 22:30 team member 12
08/22/2019 22:30 fulfilleddatet 3
08/22/2019 22:30 position 43
08/22/2019 22:30 factors 30
08/22/2019 22:30 159 59
08/22/2019 22:29 35 1,221
08/22/2019 22:29 2400 2
08/22/2019 22:29 coborrower name 13
08/22/2019 22:29 property type 49
08/22/2019 22:29 CD3.X358 1
08/22/2019 22:29 SYS.X219 1
08/22/2019 22:29 1956 2
08/22/2019 22:29 85 381
08/22/2019 22:29 marit 4
08/22/2019 22:29 1718 2
08/22/2019 22:29 NEWHUD.X641 1
08/22/2019 22:29 HMDA x13 1
08/22/2019 22:29 d o b 17,461
08/22/2019 22:29 823 77
08/22/2019 22:29 pymnt 63
08/22/2019 22:29 employment 174
08/22/2019 22:29 FANNIESERVICE.X3 1
08/22/2019 22:29 DISCLOSURE.X81 11
08/22/2019 22:28 Rate Lock Request Base 5,076
08/22/2019 22:28 uldd.x177 1
08/22/2019 22:28 3042 2
08/22/2019 22:28 fann 312
08/22/2019 22:28 first payment date 10
08/22/2019 22:28 la 1,446
08/22/2019 22:28 16 1,626
08/22/2019 22:28 NEWHUD.X808 1
08/22/2019 22:28 document date re 11
08/22/2019 22:28 line of work 8
08/22/2019 22:28 1755 2
08/22/2019 22:28 USDA - Have You Ever Obtained a L 4
08/22/2019 22:28 Funded 8
08/22/2019 22:28 sex 5
08/22/2019 22:28 3050 2
08/22/2019 22:28 ite 702
08/22/2019 22:28 appli 220
08/22/2019 22:27 TX 110
08/22/2019 22:27 Borr Chinese Indic 2
08/22/2019 22:27 escrow first 2
08/22/2019 22:27 license review 1
08/22/2019 22:27 maximum loan amount 2
08/22/2019 22:27 E 31,835
08/22/2019 22:27 valida 23
08/22/2019 22:26 3336 2
08/22/2019 22:26 QM.x40 1
08/22/2019 22:26 NEWHUD2.X4726 1
08/22/2019 22:26 co-mort4 12
08/22/2019 22:26 Mexican 2
08/22/2019 22:26 lock # days 1
08/22/2019 22:26 HELOC b 20
08/22/2019 22:26 Lock Subject 270
08/22/2019 22:25 2025 2
08/22/2019 22:25 2372 2
08/22/2019 22:25 occupancy 38
08/22/2019 22:25 l25 3
08/22/2019 22:25 assistant 2
08/22/2019 22:25 loan program description 1
08/22/2019 22:25 l178 1
08/22/2019 22:25 eXPIRATION 56
08/22/2019 22:25 1410 3
08/22/2019 22:25 spe 132
08/22/2019 22:25 Line 1103 47
08/22/2019 22:25 financing 37
08/22/2019 22:25 tpo ae 10
08/22/2019 22:25 CHARM 2
08/22/2019 22:24 ability-to-repay 15
08/22/2019 22:24 manufactured secured 1
08/22/2019 22:24 009 126
08/22/2019 22:24 property stree 21
08/22/2019 22:24 ARM Index 23
08/22/2019 22:23 warehouse 53
08/22/2019 22:23 cou 698
08/22/2019 22:23 866 19
08/22/2019 22:23 562 12
08/22/2019 22:23 x225 19
08/22/2019 22:23 NEWHU 5,803
08/22/2019 22:23 print 72
08/22/2019 22:23 Debt Ratio 17
08/22/2019 22:23 investor exp 2
08/22/2019 22:23 city Name 3
08/22/2019 22:23 reo id 2
08/22/2019 22:22 1195 3
08/22/2019 22:22 newhud2.x3633 1
08/22/2019 22:22 circums 43
08/22/2019 22:22 upfront mip 1
08/22/2019 22:22 uldd.fnm.credit 1
08/22/2019 22:22 qualificati 53
08/22/2019 22:22 borrower email 4
08/22/2019 22:22 loan p 1,310
08/22/2019 22:22 servicin 350
08/22/2019 22:21 Standard 47
08/22/2019 22:21 vend.x654 1
08/22/2019 22:21 1613 3
08/22/2019 22:21 vend 1,022
08/22/2019 22:21 estimated taxes 3
08/22/2019 22:21 Borr Was the Sex of the Borrower collected 2
08/22/2019 22:21 cd issue 1
08/22/2019 22:20 employe 280
08/22/2019 22:20 cd5.x10 1
08/22/2019 22:20 CP 260
08/22/2019 22:20 estimated closin 11
08/22/2019 22:20 actual 64
08/22/2019 22:20 today's date 2
08/22/2019 22:20 910 85
08/22/2019 22:20 ptd 11
08/22/2019 22:20 investor commitment 25
08/22/2019 22:20 HMDA.X4 10
08/22/2019 22:20 322 43
08/22/2019 22:19 LO proces 49
08/22/2019 22:19 recourse 4
08/22/2019 22:19 le2.x12 1
08/22/2019 22:19 136 74
08/22/2019 22:19 hazar 88
08/22/2019 22:19 underwriting appraisal completed date 2
08/22/2019 22:19 lin 7,563
08/22/2019 22:19 exclude 9
08/22/2019 22:19 Doc type 80
08/22/2019 22:19 w 8,733
08/22/2019 22:19 state per loan 8
08/22/2019 22:19 ch 2,096
08/22/2019 22:19 3859 2
08/22/2019 22:19 tql 125
08/22/2019 22:18 ntb.x2 11
08/22/2019 22:18 uwc.openexternalcount 1
08/22/2019 22:18 HELOC credi 3
08/22/2019 22:18 Subor 61
08/22/2019 22:18 installment 2
08/22/2019 22:18 478 36
08/22/2019 22:18 document.dateord 1
08/22/2019 22:18 CE0027 1
08/22/2019 22:18 step payment 2
08/22/2019 22:18 doc 1,087
08/22/2019 22:18 221 104
08/22/2019 22:18 File Contacts Flood 25
08/22/2019 22:18 3026 2
08/22/2019 22:17 1845 2
08/22/2019 22:17 relationship 44
08/22/2019 22:17 Interest calculation 43
08/22/2019 22:17 employ 505
08/22/2019 22:17 underwriting flood info determi 2
08/22/2019 22:17 AUSF.X7 2
08/22/2019 22:17 Type Other 88
08/22/2019 22:17 line 7,215
08/22/2019 22:17 sent 182
08/22/2019 22:17 HOI 23
08/22/2019 22:16 Prepa 156
08/22/2019 22:16 4054 2
08/22/2019 22:16 3096 2
08/22/2019 22:16 lot 8
08/22/2019 22:16 original cost 3
08/22/2019 22:16 purpose 57
08/22/2019 22:16 3972 2
08/22/2019 22:16 casasrn.x79 1
08/22/2019 22:16 existing 104
08/22/2019 22:16 investor 642
08/22/2019 22:15 uldd.gnm.indxty 1
08/22/2019 22:15 original cost 3
08/22/2019 22:15 1578 2
08/22/2019 22:15 m 24,195
08/22/2019 22:15 Milestone Sta 5
08/22/2019 22:15 acquired 5
08/22/2019 22:15 routing 2
08/22/2019 22:15 UWC.OPENEXTER 1
08/22/2019 22:15 1083 4
08/22/2019 22:15 Not 746
08/22/2019 22:15 MI coverage 1
08/22/2019 22:15 purpose 57
08/22/2019 22:15 rate lock request 8,028
08/22/2019 22:15 purchase 262
08/22/2019 22:14 lpid 1
08/22/2019 22:14 SYS.X6 22
08/22/2019 22:14 itemize fees on line 802 2
08/22/2019 22:14 Subject Property Title Name 2 1
08/22/2019 22:14 fees line 806 2
08/22/2019 22:14 19 1,442
08/22/2019 22:14 fees in 1,536
08/22/2019 22:14 title 392
08/22/2019 22:14 jOIN 12
08/22/2019 22:14 bottom 16
08/22/2019 22:14 present 70
08/22/2019 22:14 linkgu 1
08/22/2019 22:13 occupancy 39
08/22/2019 22:13 sate 60
08/22/2019 22:13 market val 2
08/22/2019 22:13 residency 3
08/22/2019 22:13 lenpc 2
08/22/2019 22:13 VE 2,770
08/22/2019 22:13 HMDA.X36 1
08/22/2019 22:13 Property balance 2
08/22/2019 22:13 zip 281
08/22/2019 22:13 code 415
08/22/2019 22:12 remit 8
08/22/2019 22:12 Borrower Total Income 28
08/22/2019 22:12 Closing Disc 1,032
08/22/2019 22:12 DISCLOSURE.X619 1
08/22/2019 22:12 state 1,046
08/22/2019 22:12 agenc 77
08/22/2019 22:12 Mortgage Property Net Rental Income 1
08/22/2019 22:12 city 375
08/22/2019 22:12 street 177
08/22/2019 22:12 section of hou 1
08/22/2019 22:12 closing cost estimate 10
08/22/2019 22:12 Fees p 1,204
08/22/2019 22:12 initial fixe 5
08/22/2019 22:12 AUS.X49 2
08/22/2019 22:12 contract seller 1
08/22/2019 22:11 loan terms 36
08/22/2019 22:11 adjustme 5,420
08/22/2019 22:11 amortization 33
08/22/2019 22:11 75 664
08/22/2019 22:11 DD 1,661
08/22/2019 22:11 commitment id 99
08/22/2019 22:11 ULD 304
08/22/2019 22:11 Ori 262
08/22/2019 22:11 FL0023 1
08/22/2019 22:11 Escrow amount 55
08/22/2019 22:11 USDA.X17 9
08/22/2019 22:11 loan info channel 1
08/22/2019 22:11 NEWHUD2.X207 10
08/22/2019 22:11 mi factor 3
08/22/2019 22:11 lender alternate 1
08/22/2019 22:10 1 21,593
08/22/2019 22:10 amort 135
08/22/2019 22:10 Correspondent Loan Statu 52
08/22/2019 22:10 DISCLOSURE.X459 1
08/22/2019 22:10 4181 2
08/22/2019 22:10 Field For Rounding to Nearest $50 12
08/22/2019 22:10 ptd 9
08/22/2019 22:10 Resubmitted 1
08/22/2019 22:10 HUD1 Borr - Gross Amt Due from 6
08/22/2019 22:09 HC 30
08/22/2019 22:09 976 23
08/22/2019 22:09 amnt 29
08/22/2019 22:09 HUD-1 95
08/22/2019 22:09 agr 47
08/22/2019 22:09 HU 6,348
08/22/2019 22:09 Co-Borr Declarations C 15
08/22/2019 22:09 policy # 1
08/22/2019 22:09 LE Application Date 2
08/22/2019 22:09 closing disclosure 1,018
08/22/2019 22:09 LE2.X25 1
105 of 35,191 Fields in Encompass 19.1 contain 'refi'
Type Field ID Format Opts Description First Chng
Standard 24 STRING Loan Info Refi Yr Acquired
Standard 25 DECIMAL_2 Loan Info Refi Original Cost
Standard 26 DECIMAL_2 Loan Info Refi Existing Lien
Standard 29 DECIMAL_2 Loan Info Refi Improvement Cost
Standard 30 STRING 2 Loan Info Refi Improve made/to be made
Standard 205 STRING Loan Info Refi Improvement Descr
Standard 299 STRING 11 Loan Info Refi Purpose
Standard 1092 DECIMAL_2 Trans Details Refinance
Standard 1669 STRING 4 FHA MCAW Refi Type
Standard 3052 DECIMAL_2 Existing Debt for Refi Loan
Standard 3057 DATE FHA Management Last Refi Date
Standard 3064 DATE FHA Management Refi Authorization Date
Standard 3065 STRING FHA Management Refi Authorization By
Standard 3432 DATE FHA Management Refi Authorization Prior Endorsement Date
Standard 4056 YN 2 HUD 92900 LT Simple Refinance 15.1
Standard 4255 YN 2 Construction Refinance Indicator 18.1
Standard AB0009 YN 2 Affiliated Business Arrangements - Purchase/Sale/Refinance Indicator 9.1
Standard AFF.X6 YN 2 Disclosure Purchase Sale or Refi
Standard AUS.CUREDX24 STRING 11 Cured AUS Tracking - Refinance Purpose 9.1
Standard AUS.X24 STRING 11 AUS Tracking - Refinance Purpose 9.1
Virtual AUSTRACKING.AUS.X24 STRING Last Snapshot - AUS Tracking - Refinance Purpose 9.1 15.1 15.2 16.1
Standard CAPIAP.X2 YN 2 HUD Property Improve Refi Title 1 Loan
Standard CONSTR.REFI YN 2 Construction Refinance Indicator 8.1
Standard DISCLOSURE.X1076 YN 2 Refinance Subordination - The interest rate of the Refinance Mortgage is lower than the interest rate of the first mortgage being paid off. 9.1
Standard DISCLOSURE.X1077 YN 2 Refinance Subordination - The Refinance Mortgage refinances in full the unpaid indebtedness secured by the first mortgage or deed of trust. 9.1
Standard DISCLOSURE.X1078 YN 2 Refinance Subordination - The principal amount secured by the junior lien does not exceed $150,000.00 9.1
Standard DISCLOSURE.X1079 YN 2 Refinance Subordination - The principal amount secured by the Refinance Mortgage does not exceed the unpaid outstanding principal balance secured by the first mortgage deed of trust plus an amount to pay closing costs not exceeding $5,000.00. 9.1
Standard DISCLOSURE.X1080 YN 2 Refinance Subordination - Existing Junior Lien will be subordinated under new first lien 9.1
Standard DISCLOSURE.X201 YN 2 State Disc - Lender Guarantees Balloon Refi
Standard DISCLOSURE.X301 YN 2 State Disc - Lender Guarantees Refi of Balloon Mtg at Maturity
Standard FLMTGCM.X16 DECIMAL_2 Disclosure-FL Refi Fee
Virtual LOCKRATE.4255 YN 2 Rate Lock - Construction Refinance Indicator (Most Recent) 18.1
Virtual LOCKRATE.CONFIRMED.4255 YN 2 Rate Request - Construction Refinance Indicator (Mostly Recent Confirmed) 18.1
Virtual LOCKRATE.CONFIRMED.CONSTR.REFI YN 2 Rate Request - Construction Refinance Indicator (Most Recently Confirmed) 18.1
Virtual LOCKRATE.CONSTR.REFI YN 2 Rate Lock - Construction Refinance Indicator (Most Recent) 18.1
Virtual LOCKRATE.DENIED.4255 YN 2 Rate Lock Denial - Construction Refinance Indicator (Most Recent) 18.1
Virtual LOCKRATE.DENIED.CONSTR.REFI YN 2 Rate Lock Denial - Construction Refinance Indicator (Most Recent) 18.1
Virtual LOCKRATE.REQUEST.4255 YN 2 Rate Lock Request - Construction Refinance Indicator (Most Recent) 18.1
Virtual LOCKRATE.REQUEST.CONSTR.REFI YN 2 Rate Lock Request - Construction Refinance Indicator (Most Recent) 18.1
Virtual LOCKRATE1.4255 YN 2 Rate Lock - Construction Refinance Indicator (Previous 1) 18.1
Virtual LOCKRATE1.CONSTR.REFI YN 2 Rate Lock - Construction Refinance Indicator (Previous 1) 18.1
Virtual LOCKRATE1.DENIED.4255 YN 2 Rate Lock Denial - Construction Refinance Indicator (Previous 1) 18.1
Virtual LOCKRATE1.DENIED.CONSTR.REFI YN 2 Rate Lock Denial - Construction Refinance Indicator (Previous 1) 18.1
Virtual LOCKRATE1.REQUEST.4255 YN 2 Rate Lock Request - Construction Refinance Indicator (Previous 1) 18.1
Virtual LOCKRATE1.REQUEST.CONSTR.REFI YN 2 Rate Lock Request - Construction Refinance Indicator (Previous 1) 18.1
Virtual LOCKRATE2.4255 YN 2 Rate Lock - Construction Refinance Indicator (Previous 2) 18.1
Virtual LOCKRATE2.CONSTR.REFI YN 2 Rate Lock - Construction Refinance Indicator (Previous 2) 18.1
Virtual LOCKRATE2.DENIED.4255 YN 2 Rate Lock Denial - Construction Refinance Indicator (Previous 2) 18.1
Virtual LOCKRATE2.DENIED.CONSTR.REFI YN 2 Rate Lock Denial - Construction Refinance Indicator (Previous 2) 18.1
Virtual LOCKRATE2.REQUEST.4255 YN 2 Rate Lock Request - Construction Refinance Indicator (Previous 2) 18.1
Virtual LOCKRATE2.REQUEST.CONSTR.REFI YN 2 Rate Lock Request - Construction Refinance Indicator (Previous 2) 18.1
Virtual LOCKRATE3.4255 YN 2 Rate Request - Construction Refinance Indicator (Most Recent) 18.1
Virtual LOCKRATE3.CONSTR.REFI YN 2 Rate Request - Construction Refinance Indicator (Most Recent) 18.1
Standard MORNET.X40 STRING 6 Refinance Type 8.1
Standard MORNET.X41 YN 2 Simple Refinance (FHA to FHA) 15.2
Standard NMLS.X6 STRING 5 NMLS Refinance Purpose
Standard NTB.X15 YN 2 Net Tangible Benefit Existing Loan Info - The existing loan being refinanced is a special mortgage originated, subsidized, or guaranteed by or through a state, tribal or local... 8.1
Standard NTB.X51 YN 2 Net Tangible Benefit Existing Loan Info - The borrower(s) receive(s) a reasonable amount of cash in excess of and in relation to the cost and fees as part of the refinancing? 8.1
Standard NTB.X52 YN 2 Net Tangible Benefit Existing Loan Info - The APR of the new refinancing loan at consummation does not exceed by more than 2.5% for closed-end first lien loans...? 8.1
Standard NTB.X53 YN 2 Net Tangible Benefit Existing Loan Info - The new refinancing loan is a home equity credit line and the APR will not exceed at any time during the term of the agreement...? 8.1
Standard NTB.X54 YN 2 Net Tangible Benefit Existing Loan Info - The borrower is able to recoup the costs of refinancing the home loan within two years, taking into account the costs and...? 8.1
Standard NTB.X57 YN 2 Net Tangible Benefit Existing Loan Info - The borrower(s) is/are able to recoup the costs of refinancing the loan within two years and reduce the interest rate by 2...? 8.1
Standard NTB.X63 YN 2 Net Tangible Benefit Existing Loan Info - The Refinancing is Necessary to Respond to a Bona-Fide Personal Need or Order of a Court 8.1
Standard QM.X1 STRING 2 ATR/QM - Non-Stardard to Standard Refinance Eligibility - This Loan may or may not be eligible for the Non-Standard to Standard Refinance exception to ATR QM 9.1
Standard QM.X10 INTEGER ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Interest Only Months 9.1
Standard QM.X11 DATE ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Interest Only Recast Date 9.1
Standard QM.X12 DECIMAL_2 ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Fully Amortized Monthly payment after Interest Only Recast 9.1
Standard QM.X13 DATE ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Neg. Am Recast Date 9.1
Standard QM.X14 DECIMAL_2 ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Fully Amortized Monthly payment after Neg. Am Recast 9.1
Standard QM.X15 DATE ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - First Pmt Due Date after recast 9.1
Standard QM.X16 YN 2 ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - Is the Consumer likely to Default at the Recast Payment Amount? 9.1
Standard QM.X17 YN 2 ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Is the Interest Rate fixed for at least 5 years? 9.1
Standard QM.X18 YN 2 ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Does the New Monthly payment decrease by 10% or more? 9.1
Standard QM.X19 DECIMAL_2 ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Difference between recast monthly payment and new payment 9.1
Standard QM.X2 YN 2 ATR QM - Non-Stardard to Standard Refinance Eligibility - Refinance with Original Creditor 9.1
Standard QM.X20 YN 2 ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Does the New Loan have deferred Principal payments? 9.1
Standard QM.X21 YN 2 ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Points and Fees Threshold met? 9.1
Standard QM.X22 YN 2 ATR QM - Non-Stardard to Standard Refinance Eligibility - New Loan - Is the New loan likely to prevent the Consumers default? 9.1
Standard QM.X3 YN 2 ATR QM - Non-Stardard to Standard Refinance Eligibility - Has the Consumer had more than one 30-day Late Mortgage Payment in the last 12 Months? 9.1
Standard QM.X4 DATE ATR QM - Non-Stardard to Standard Refinance Eligibility - Date of last monthly payment 9.1
Standard QM.X5 DATE ATR QM - Non-Stardard to Standard Refinance Eligibility - Written Application Date 9.1
Standard QM.X6 YN 2 ATR QM - Non-Stardard to Standard Refinance Eligibility - Will this refinance cause the Principal Balance to increase? 9.1
Standard QM.X7 INTEGER ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - First Change/Recast 9.1
Standard QM.X8 DATE ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - ARM Recast Date 9.1
Standard QM.X9 DECIMAL_2 ATR QM - Non-Stardard to Standard Refinance Eligibility - Existing Loan - ARM Recast Monthly Payment 9.1
Standard SLREFI.X33 DECIMAL_2 Field SLREFI.X33
Standard SLREFI.X34 DECIMAL_2 Field SLREFI.X34
Standard SLREFI.X6 DECIMAL_2 Field SLREFI.X6
Standard SLREFI.X8 DECIMAL_2 Field SLREFI.X8
Standard SLREFI.X9 DECIMAL_2 Field SLREFI.X9
Standard ULDD.GNM.GOVREFTYPE STRING 5 Government Refinance Type 15.2
Standard ULDD.REFINANCECASHOUTAMOUNT DECIMAL_2 Refinance Cash Out Amount 9.1
Standard ULDD.X129 STRING 4 Fannie Refinance Type 19.1 19.2
Standard ULDD.X130 STRING 6 Freddie Refinance Type 19.2
Standard ULDD.X18 STRING 3 ULDD - Refinance Cash Out Type
Standard ULDD.X180 STRING 2 ULDD - Refinance Cash Out Type 8.1
Standard URLA.X165 STRING 3 Refinance Cash Out Determination Type 19.1
Standard URLA.X166 STRING 4 Government Refinance Type 19.1 19.2
Standard URLA.X167 STRING Government Refinance Type Other Description 19.1
Standard URLA.X168 STRING 2 Government Refinance Type 19.1
Standard USDA.X198 DECIMAL_2 USDA - Purchase or Refinanced Amount
Standard USDA.X20 STRING USDA - Purchase / Refinance Description
Standard USDA.X218 STRING 3 USDA - Refinance Type 18.4
Standard USDA.X7 YN 2 USDA Refinance Loan Indicator
Standard USDA.X8 STRING 2 USDA - RD SFH Refinance Loan Indicator