| Type |
Field ID |
Format |
Opts |
Description |
First |
Chng |
| Standard |
606 |
DECIMAL_2 |
|
Fees Credit Report Broker |
|
|
| Standard |
640 |
DECIMAL_2 |
|
Fees Credit Report Borr |
|
|
| Standard |
1164 |
STRING |
2 |
FHA MCAW Borr Rating Credit Characteristics |
|
|
| Standard |
1698 |
YN |
2 |
Insurance Credit Disability |
|
|
| Standard |
1704 |
DECIMAL_2 |
|
Insurance Premium Credit Disability |
|
|
| Standard |
1705 |
DECIMAL_2 |
|
Insurance Premium Credit Life/Disability |
|
|
| Standard |
1734 |
STRING |
|
Liabilities Creditor Name 1 |
|
|
| Standard |
1736 |
STRING |
|
Liabilities Creditor Name 2 |
|
|
| Standard |
3864 |
YN |
2 |
Borr SSA-89 Credit Check Indicator |
9.1 |
|
| Standard |
3870 |
YN |
2 |
Coborrower SSA-89 Credit Check Indicator |
9.1 |
|
| Standard |
4073 |
YN |
2 |
Borr Authorized Credit Report Indicator |
15.2 |
|
| Standard |
4074 |
DATE |
|
Borr Date Authorized Credit Report |
15.2 |
|
| Standard |
4075 |
STRING |
4 |
Borr Credit Report Authorization Method |
15.2 |
|
| Standard |
4076 |
YN |
2 |
Co-Borrower Authorized Credit Report Indicator |
15.2 |
|
| Standard |
4077 |
DATE |
|
Co-Borrower Date Authorized Credit Report |
15.2 |
|
| Standard |
4078 |
STRING |
4 |
Co-Borrower Credit Report Authorization Method |
15.2 |
|
| Standard |
4087 |
YN |
2 |
Trans Details Creditor Prohibits Borrower from making interest Payments |
16.1 |
|
| Standard |
4174 |
TRACKING |
2 |
Borr Credit Score for Decision Making |
17.2 |
18.1 |
| Standard |
4175 |
STRING |
9 |
Borr Credit Scoring Model |
17.2 |
|
| Standard |
4177 |
TRACKING |
3 |
Co-Borr Credit Score for Decision Making |
17.2 |
18.1 |
| Standard |
4178 |
STRING |
10 |
Co-Borr Credit Scoring Model |
17.2 |
|
| Standard |
4203 |
STRING |
|
Correspondent Purchase Advice Warehouse Further Credit Account Number |
17.4 |
|
| Standard |
AUS.X93 |
STRING |
|
AUS Tracking - Fannie Mae - Borrower Credit Score 1 |
9.1 |
16.1 |
| Standard |
AUS.X94 |
STRING |
|
AUS Tracking - Fannie Mae - Borrower Credit Score 2 |
9.1 |
16.1 |
| Standard |
AUS.X95 |
STRING |
|
AUS Tracking - Fannie Mae - Borrower Credit Score 3 |
9.1 |
16.1 |
| Standard |
AUS.X97 |
STRING |
|
AUS Tracking - Fannie Mae - CoBorrower Credit Score 1 |
9.1 |
16.1 |
| Standard |
AUS.X98 |
STRING |
|
AUS Tracking - Fannie Mae - CoBorrower Credit Score 2 |
9.1 |
16.1 |
| Standard |
AUS.X99 |
STRING |
|
AUS Tracking - Fannie Mae - CoBorrower Credit Score 3 |
9.1 |
16.1 |
| Virtual |
AUSTRACKING.AUS.X93 |
STRING |
|
Last Snapshot - AUS Tracking - Fannie Mae - Borrower Credit Score 1 |
15.1 |
15.2 16.1 |
| Virtual |
AUSTRACKING.AUS.X94 |
STRING |
|
Last Snapshot - AUS Tracking - Fannie Mae - Borrower Credit Score 2 |
15.1 |
15.2 16.1 |
| Virtual |
AUSTRACKING.AUS.X95 |
STRING |
|
Last Snapshot - AUS Tracking - Fannie Mae - Borrower Credit Score 3 |
15.1 |
15.2 16.1 |
| Virtual |
AUSTRACKING.AUS.X97 |
STRING |
|
Last Snapshot - AUS Tracking - Fannie Mae - CoBorrower Credit Score 1 |
15.1 |
15.2 16.1 |
| Virtual |
AUSTRACKING.AUS.X98 |
STRING |
|
Last Snapshot - AUS Tracking - Fannie Mae - CoBorrower Credit Score 2 |
15.1 |
15.2 16.1 |
| Virtual |
AUSTRACKING.AUS.X99 |
STRING |
|
Last Snapshot - AUS Tracking - Fannie Mae - CoBorrower Credit Score 3 |
15.1 |
15.2 16.1 |
| Standard |
DENIAL.X12 |
YN |
2 |
Denial Discl Info Obtained from Credit Rpt Agency |
|
|
| Standard |
DENIAL.X33 |
YN |
2 |
Denial Credit - Unable to Verify Refs |
|
|
| Standard |
DENIAL.X35 |
YN |
2 |
Denial Credit - Excessive Obligations |
|
|
| Standard |
DENIAL.X36 |
YN |
2 |
Denial Credit - Excess Oblig/Insuff Income |
|
|
| Standard |
DENIAL.X37 |
YN |
2 |
Denial Credit - Excess Oblig/Unaccept Pymt Record |
|
|
| Standard |
DENIAL.X38 |
YN |
2 |
Denial Credit - Excess Oblig/Lack Cash Resrvs |
|
|
| Standard |
DENIAL.X39 |
YN |
2 |
Denial Credit - Delinq Credit Oblig |
|
|
| Standard |
DENIAL.X40 |
YN |
2 |
Denial Credit - Bankruptcy |
|
|
| Standard |
DENIAL.X76 |
YN |
2 |
Denial Discl Info Obtained Your Credit Score from this Consumer Reporting Agency |
|
|
| Standard |
DENIAL.X77 |
YN |
2 |
Denial Credit - Unacceptable Type of Credit References Provided |
8.1 |
|
| Standard |
DENIAL.X79 |
YN |
2 |
Denial Credit - Number of Recent Inquiries on Credit Bureau Report |
8.1 |
|
| Virtual |
DISCLOSEDGFE.SNAPSHOT.NEWHUD.X721 |
DECIMAL_2 |
|
GFE Snapshot - Borr Orig Fee Credit for Int Rate |
|
|
| Standard |
DISCLOSURE.X11 |
DATE |
|
Disclosure Borr CB1 Credit Score Date |
|
|
| Standard |
DISCLOSURE.X1172 |
YN |
2 |
State Disc - NJ - Credit Report Fee Refundable Indicator |
18.1 |
|
| Standard |
DISCLOSURE.X12 |
DATE |
|
Disclosure Co-Borr CB1 Credit Score Date |
|
|
| Standard |
DISCLOSURE.X31 |
DATE |
|
Disclosure Borr CB2 Credit Score Date |
|
|
| Standard |
DISCLOSURE.X32 |
DATE |
|
Disclosure Co-Borr CB2 Credit Score Date |
|
|
| Standard |
DISCLOSURE.X388 |
YN |
2 |
State Disc - Broker/Lender Orders Credit Rprt, Explains Credit Issues |
|
|
| Standard |
DISCLOSURE.X497 |
STRING |
3 |
State Disc - Mtg Broker/Banker Has/Not Reviewed Credit Reports |
|
|
| Standard |
DISCLOSURE.X498 |
STRING |
3 |
State Disc - Mtg Broker/Banker Has/Not Reviewed Credit Scores |
|
|
| Standard |
DISCLOSURE.X51 |
DATE |
|
Disclosure Borr CB3 Credit Score Date |
|
|
| Standard |
DISCLOSURE.X52 |
DATE |
|
Disclosure Co-Borr CB3 Credit Score Date |
|
|
| Standard |
DISCLOSURE.X594 |
YN |
2 |
State Disc - Line of Credit has a Variable APR |
|
|
| Standard |
DISCLOSURE.X625 |
YN |
2 |
Disclosure Borr CB1 Credit Score for Disclosure Notice |
|
|
| Standard |
DISCLOSURE.X626 |
YN |
2 |
Disclosure Co-Borr CB1 Credit Score for Disclosure Notice |
|
|
| Standard |
DISCLOSURE.X627 |
YN |
2 |
Disclosure Borr CB2 Credit Score for Disclosure Notice |
|
|
| Standard |
DISCLOSURE.X628 |
YN |
2 |
Disclosure Co-Borr CB2 Credit Score for Disclosure Notice |
|
|
| Standard |
DISCLOSURE.X629 |
YN |
2 |
Disclosure Borr CB3 Credit Score for Disclosure Notice |
|
|
| Standard |
DISCLOSURE.X630 |
YN |
2 |
Disclosure Co-Borr CB3 Credit Score for Disclosure Notice |
|
|
| Standard |
DISCLOSURE.X631 |
INTEGER |
|
Disclosure Borr CB1 Your Credit Score Ranks Higher Than % of U.S. Consumers |
|
|
| Standard |
DISCLOSURE.X632 |
INTEGER |
|
Disclosure Co-Borr CB1 Your Credit Score Ranks Higher Than % of U.S. Consumers |
|
|
| Standard |
DISCLOSURE.X633 |
INTEGER |
|
Disclosure Borr CB2 Your Credit Score Ranks Higher Than % of U.S. Consumers |
|
|
| Standard |
DISCLOSURE.X634 |
INTEGER |
|
Disclosure Co-Borr CB2 Your Credit Score Ranks Higher Than % of U.S. Consumers |
|
|
| Standard |
DISCLOSURE.X635 |
INTEGER |
|
Disclosure Borr CB3 Your Credit Score Ranks Higher Than % of U.S. Consumers |
|
|
| Standard |
DISCLOSURE.X636 |
INTEGER |
|
Disclosure Co-Borr CB3 Your Credit Score Ranks Higher Than % of U.S. Consumers |
|
|
| Standard |
DISCLOSURE.X943 |
YN |
2 |
Disclosure Experian Borrower Material Terms of Credit Set by Credit Score |
|
|
| Standard |
DISCLOSURE.X944 |
YN |
2 |
Disclosure Experian Borrower Material Terms of Credit Set by Credit Score |
|
|
| Standard |
DISCLOSURE.X945 |
YN |
2 |
Disclosure Trans Union Borrower Material Terms of Credit Set by Credit Score |
|
|
| Standard |
DISCLOSURE.X946 |
YN |
2 |
Disclosure Trans Union Borrower Material Terms of Credit Set by Credit Score |
|
|
| Standard |
DISCLOSURE.X947 |
YN |
2 |
Disclosure Trans Union Borrower Material Terms of Credit Set by Credit Score |
|
|
| Standard |
DISCLOSURE.X948 |
YN |
2 |
Disclosure Trans Union Borrower Material Terms of Credit Set by Credit Score |
|
|
| Standard |
FL0002 |
STRING |
|
Liability Creditor Name |
|
|
| Standard |
FL0003 |
STRING |
|
Liability Creditor Contact |
|
|
| Standard |
FL0004 |
STRING |
|
Liability Creditor Address |
|
|
| Standard |
FL0005 |
STRING |
|
Liability Creditor City |
|
|
| Standard |
FL0006 |
STATE |
|
Liability Creditor State |
|
|
| Standard |
FL0007 |
ZIPCODE |
|
Liability Creditor Zipcode |
|
|
| Standard |
FL0020 |
PHONE |
|
Liability Creditor Phone |
|
|
| Standard |
FL0021 |
PHONE |
|
Liability Creditor Fax |
|
|
| Standard |
FL0022 |
STRING |
|
Liability Creditor Email |
|
|
| Standard |
FL0023 |
STRING |
|
Liability Creditor Comments |
|
|
| Standard |
GSEVENDOR.X12 |
STRING |
|
GSE Vendor Provider Data - Universal Credit 4506T (Bor) |
17.2 |
17.3 |
| Standard |
GSEVENDOR.X13 |
STRING |
|
GSE Vendor Provider Data - Universal Credit 4506T (CoBor) |
17.2 |
17.3 |
| Standard |
GSEVENDOR.X31 |
STRING |
|
GSE Vendor Provider Data - Partners Credit (IncomeVerify) (Bor,CoBor) |
18.2 |
|
| Standard |
HELOC.PARTICIPATIONFEES |
DECIMAL_2 |
|
HELOC Participation Fees: The total amount(s) payable at or before account opening for participation in an open-end credit plan. |
15.2 |
|
| Standard |
HELOC.TRANSACTIONFEES |
DECIMAL_2 |
|
HELOC Transaction Fees: The total amount of fees charged each time a withdrawal or other specified transaction is made on a line of credit, such as a balance transfer fee or a cash advance fee. |
15.2 |
|
| Standard |
LOANSUB.X4 |
DECIMAL_2 |
|
Fees Total Payable Items Credit Report |
|
|
| Standard |
MAX23K.X119 |
DECIMAL_2 |
|
Less Lead-Based Paint Credit |
17.3 |
|
| Standard |
NEWHUD.X1167 |
STRING |
3 |
Fees Line 802 LO Compensation Tool - Lender Compensation Credit Paid By 1 |
|
|
| Standard |
NEWHUD.X1169 |
STRING |
3 |
Fees Line 802 LO Compensation Tool - Lender Compensation Credit Paid By 2 |
|
|
| Standard |
NEWHUD.X1171 |
STRING |
3 |
Fees Line 802 LO Compensation Tool - Lender Compensation Credit Paid By 3 |
|
|
| Standard |
NEWHUD.X1173 |
STRING |
3 |
Fees Line 802 LO Compensation Tool - Lender Compensation Credit Paid By 4 |
|
|
| Standard |
NEWHUD.X687 |
DECIMAL_2 |
|
Fees Line 802 Borr Credit/Points |
|
|
| Standard |
NEWHUD.X715 |
STRING |
2 |
Borr Receives Credit/Pays Fee |
|
|
| Standard |
NEWHUD.X721 |
DECIMAL_2 |
|
Borr Orig Fee Credit for Int Rate |
|
|
| Standard |
NEWHUD2.X2901 |
YN |
2 |
Fee Details - Line 1101b - Seller Credit |
15.1 |
|
| Standard |
NEWHUD2.X3099 |
YN |
2 |
Fee Details - Line 1102b - Seller Credit |
15.1 |
|
| Standard |
NEWHUD2.X360 |
YN |
2 |
Fee Details - Line 801b - Seller Credit |
15.1 |
|
| Standard |
NOTICES.X94 |
STRING |
2 |
Privacy Policy Information Institutions that collect personal information from their affiliates and credit bureaus |
|
|
| Standard |
NTB.X53 |
YN |
2 |
Net Tangible Benefit Existing Loan Info - The new refinancing loan is a home equity credit line and the APR will not exceed at any time during the term of the agreement...? |
8.1 |
|
| Standard |
QM.X100 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Child Support |
9.1 |
|
| Standard |
QM.X101 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Safe Harbor Eligibility |
9.1 |
|
| Standard |
QM.X102 |
DECIMAL_3 |
|
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Calculated Threshold |
9.1 |
|
| Standard |
QM.X104 |
YN |
2 |
ATR QM - Eligibility - Creditor Type |
9.1 |
|
| Standard |
QM.X105 |
STRING |
4 |
ATR QM - Eligibility - Creditor Type Description |
9.1 |
|
| Standard |
QM.X110 |
YN |
2 |
ATR QM - Eligibility - Credit Type |
9.1 |
|
| Standard |
QM.X2 |
YN |
2 |
ATR QM - Non-Stardard to Standard Refinance Eligibility - Refinance with Original Creditor |
9.1 |
|
| Standard |
QM.X347 |
YN |
2 |
ATR/QM Management - Eligibility - Underwriter Has Evaluated - Credit History |
9.1 |
|
| Standard |
QM.X350 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Simultaneous Loan |
9.1 |
|
| Standard |
QM.X351 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Credit History |
9.1 |
|
| Standard |
QM.X39 |
STRING |
3 |
ATR QM - Eligibility - General Ability-to-Repay - Credit History |
9.1 |
|
| Standard |
QM.X59 |
STRING |
3 |
ATR QM - Eligibility - Standard Qualified Mortgage - Credit History |
9.1 |
|
| Standard |
QM.X81 |
STRING |
3 |
ATR QM - Eligibility - GSE/Agency Qualified Mortgage - Credit History |
9.1 |
|
| Standard |
QM.X84 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Status of Eligibility |
9.1 |
|
| Standard |
QM.X85 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Loan Term |
9.1 |
|
| Standard |
QM.X86 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Interest Only |
9.1 |
|
| Standard |
QM.X87 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Negative Amortization |
9.1 |
|
| Standard |
QM.X88 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Balloon Payment |
9.1 |
|
| Standard |
QM.X89 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Prepayment Penalty |
9.1 |
|
| Standard |
QM.X90 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Points and Fees Limit |
9.1 |
|
| Standard |
QM.X91 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Debt to Income Ratio |
9.1 |
|
| Standard |
QM.X92 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Residual Income |
9.1 |
|
| Standard |
QM.X93 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Covered Loan |
9.1 |
|
| Standard |
QM.X94 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Mtg. Related Obligations |
9.1 |
|
| Standard |
QM.X96 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Income |
9.1 |
|
| Standard |
QM.X97 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Assets |
9.1 |
|
| Standard |
QM.X98 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Debt Obligations |
9.1 |
|
| Standard |
QM.X99 |
STRING |
3 |
ATR QM - Eligibility - Small Creditor Qualified Mortgage - Alimony |
9.1 |
|
| Standard |
RE882.X17 |
DECIMAL_2 |
|
MLDS RE882 Credit Investigation Fee to Broker |
|
|
| Standard |
RE882.X30 |
DECIMAL_2 |
|
MLDS RE882 Credit Life Or Disability Ins Premiums To Broker |
|
|
| Standard |
RE882.X31 |
DECIMAL_2 |
|
MLDS RE882 Credit Life or Disability Ins Premiums To Other |
|
|
| Standard |
RE882.X67 |
DECIMAL_2 |
|
MLDS RE882 Credit to Borrower Amount |
|
|
| Standard |
RE88395.X111 |
DECIMAL_2 |
|
MLDS Credit Life/Disability Premium |
|
|
| Standard |
RE88395.X12 |
DECIMAL_2 |
|
MLDS Credit Report Broker |
|
|
| Standard |
S32DISC.X28 |
YN |
2 |
Sec 32 Credit Report Lender/Brkr Rec Portion |
|
|
| Standard |
S32DISC.X77 |
YN |
2 |
Sec 32 Credit Report To Be Financed |
|
|
| Standard |
SYS.X257 |
STRING |
4 |
Fees Credit Report Paid By |
|
|
| Standard |
SYS.X412 |
STRING |
|
Funding Credit Report Fee Checked Borrower |
|
|
| Standard |
VEND.X798 |
STRING |
|
File Contacts Credit Report Business License Auth Name |
15.1 |
|
| Standard |
VEND.X799 |
STRING |
5 |
File Contacts Credit Report Business License Auth Type |
15.1 |
|
| Standard |
VEND.X800 |
STATE |
|
File Contacts Credit Report Business License Auth Sate Code |
15.1 |
|
| Standard |
VEND.X801 |
DATE |
|
File Contacts Credit Report Business License Auth Date |
15.1 |
|
| Standard |
VEND.X950 |
STRING |
|
File Contacts Credit Report Biz Info License No |
15.1 |
|
